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Indiana Care Costs
Indianapolis-area nursing home and assisted living figures, grown over the years you might be exposed. A way to see why long-term care is an insurance conversation.
Starting figures rounded from recent Indianapolis-area private-pay surveys for 2026. Not a quote from any facility.
Private nursing home / month, then
$20,711
Assisted living / month, then
$9,905
3-year nursing spell
$745,591
3-year assisted living
$356,587
Starting figures: about $11,500 per month for a private Indianapolis-area nursing-home room and $5,500 for assisted living in 2026. Facility prices vary widely. Medicare does not pay for custodial care. This illustration is why long-term care is an insurance conversation — not a quote.
These tools are educational. They are not insurance quotes, tax advice, or a recommendation to buy or surrender any product. Results depend entirely on the numbers you enter.